You do not need a Social Security Number or U.S. credit history to apply.
"While other banks declined my application because of my foreign status, ModernLend is able to approve me for a premier credit card in the U.S."
No matter where in the world you call home, you deserve the best. By understanding your unique background, we can offer a credit card tailored for you, the global citizen, even if you do not have a Social Security Number or U.S. credit history. Continue your financial success in the U.S. by signing up today for the ModernLend Credit Card.
The Modernlend Credit Card will be available in 2016. Sign up now for the priority waitlist, so that you will be among the first to know when we launch. Tell us where you study or where you work so we can determine your eligibility.
No SSN, U.S. credit history, initial deposit, or U.S. co-signer is needed to apply.
Receive an initial credit line of up to $1,500 and be eligible for future increases.
Earn cash back on qualified purchases in dining, shopping, and more.
"I am excited to be recognized as a person who is more than just a FICO score."
NYU International Student